Overview
Our Insurance group helps clients navigate the complex business and legal issues inherent in matters relating to insurance.
We regularly assist clients in understanding the extent of their insurance coverage following a loss or the assertion of a claim against them. We help clients navigate the insurance process, satisfy policy conditions, and protect their rights and interests. Where necessary, we also help clients resolve coverage disputes through negotiation, mediation, and litigation.
We have helped insureds prosecute insurance claims in a variety of contexts, ranging from property damage during and after construction, to delays in completion, business interruption, commercial liability, and a myriad of other specialized coverages. We also frequently defend insureds against claims for which coverage exists under director’s and officer’s liability policies, errors and omissions policies, and other insurance agreements.
In addition, we have represented all types of insurance-related entities, including property and casualty insurance companies, life and health insurance companies, insurance agencies, premium finance companies, and intermediaries. We have also worked with the Florida Department of Financial Services’ (DFS) Division of Insurance Agent and Agency Services, Florida Office of Insurance Regulation, and the Federal Deposit Insurance Corporation (FDIC) on a variety of matters.
Range of Services
Administrative & Regulatory
- Administrative litigation and appeals
- Government investigations and audits
- Licensure and discipline
- Formation and licensing for insurance companies
- Department of Financial Services, insurance agent disciplinary proceedings
- Government contracts and procurement
- Rulemaking and rule challenges
- Regulatory filings and compliance
Bankruptcy & Restructuring
- Supervision, rehabilitation and liquidation for insurance companies
Corporate
- Mergers & Acquisitions
- Corporate Governance
- Directors and officers liability insurance
Employee Benefits & Executive Compensation
- Medical and insurance plan questions
Litigation & Dispute Resolution
- Insurance coverage disputes and defense of insurer-filed declaratory judgment actions
- Reinsurance disputes
- Insurance defense
Privacy & Data Breach
- Interpret cybersecurity insurance policies and resolve coverage issues with carriers after data breach incidents
Real Estate
- Title insurance disputes
- Issue title insurance policies as an agent on behalf of owners and lenders
Tax
- Counsel domestic and international clients with respect to tax issues relating to insurance coverage and recoveries
Notable Experience
- Obtained $19.5 million recovery on behalf of a business owner who sustained interruption-related losses due to the COVID-19 pandemic. The lawsuit was one of only a few insurance coverage actions that resulted in a successful recovery on claim arising out of the COVID-19 pandemic.
- Obtained $27 million recovery on behalf of a real estate developer under a builders-risk policy following catastrophic fire.
- Substantial recoveries on behalf of the owner of a sunken barge under a maritime insurance policy against the owner’s insurance broker.
- Substantial recoveries on behalf of real estate developers following a variety of construction related incidents, including a boiler room explosion, and building settlement related issues.
- Counsel property and casualty insurance companies writing medical malpractice coverage for physicians and long term-care facilities.
- Issued, as an agent for various title companies, title insurance policies on behalf of owners and lenders in excess of $1 billion.
